As the laws governing individual disability insurance (IDI) policies and employer provided group (ERISA) policies differ drastically it is very important to understand the differences that occur in both the language of the policies as well as the coverage and protections that are provided by each.Īs our client was dealing with two insurance companies it was crucial to make sure that each claim was presented cohesively to both insurance companies. Such was the case with our client who had disability policies with Unum and Sun Life. It is not uncommon for medical professionals to have multiple disability policies – either policies individually purchased through agents, as well as policies provided by employers. At that time she contacted Attorneys Dell & Schaefer and spoke with Attorney Stephen Jessup.
After much discussion with her doctors she determined that in the best interest of her patients that she would cease working. As her ability to perform her duties diminished her concern for the well-being and safety of her patients grew. However, with time the issues she was experiencing with her hands, elbows and shoulders eventually made it that even gripping of instruments became too painful to bear. Like many surgeons, she attempted to find ways to minimize discomfort in an effort to be able to continue her surgical duties- from ergonomic interventions to the reduction of and eventual phasing out of medical procedures. Our client, a well-established and experienced, OB-GYN, who had run a successful medical practice before becoming part of a hospital system, began to experience orthopedic problems that are common to doctors whose practices requires a substantial amount of surgical and clinical procedures. View claim tip videos, company reviews, ask our lawyers questions, read lawsuit summaries.Applying For Disability Insurance Benefits.A National Disability Insurance Law Firm.Unum and Sun Life Approve Disability Benefits to OB.GYN